Anyone with HUD home purchase experiecne, please help.

I got a bid accepted by HUD. Now I am in the process of sign the contract. I went through the contract with Realtor last night.  It doesn't have any  protections that a buyer should expect, i.e. title insurance, survey, tax prorations, transfer taxes, etc. My atterney advise me to walk away from this deals. Does anyone have anything to say about HUD homes purchase process? Thanks in advance.

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通常俺都是自个付title insurance and title 调查的钱。这些不清楚不过户。 -MrsKwok- 给 MrsKwok 发送悄悄话 (24 bytes) () 08/17/2011 postreply 10:32:06

Not sure what you are talking about. -texastrader- 给 texastrader 发送悄悄话 (236 bytes) () 08/17/2011 postreply 10:34:11

Everything was disclosed before you bid if they don't pay. -texastrader- 给 texastrader 发送悄悄话 (65 bytes) () 08/17/2011 postreply 10:35:30

回复:Everything was disclosed before you bid if they don't pay. -LandlordToB- 给 LandlordToB 发送悄悄话 (135 bytes) () 08/17/2011 postreply 10:45:49

你可以在合同上写检查。贷款。户权不过关可退啊。。。 -MrsKwok- 给 MrsKwok 发送悄悄话 (0 bytes) () 08/17/2011 postreply 10:47:28

I been told can't change their contract. -LandlordToB- 给 LandlordToB 发送悄悄话 (0 bytes) () 08/17/2011 postreply 10:50:18

怎么会这样?难道每州的不一样? -MrsKwok- 给 MrsKwok 发送悄悄话 (0 bytes) () 08/17/2011 postreply 10:53:05

哈哈哈哈。俺甚至会自付title insurance只为在众多竟争中脱颖而出。 -MrsKwok- 给 MrsKwok 发送悄悄话 (36 bytes) () 08/17/2011 postreply 10:40:15

其实HUD根本不在乎谁付这些开销。 -texastrader- 给 texastrader 发送悄悄话 (95 bytes) () 08/17/2011 postreply 10:42:46

他们不会给listing agent to be the dual agent .we know why .hahahaha.. -MrsKwok- 给 MrsKwok 发送悄悄话 (0 bytes) () 08/17/2011 postreply 10:45:52

My agent won't confirm HUD will buy title insurance. Only said I -LandlordToB- 给 LandlordToB 发送悄悄话 (39 bytes) () 08/17/2011 postreply 10:48:33

那就自己买啊。房价可以的话还是值得了。。 -MrsKwok- 给 MrsKwok 发送悄悄话 (0 bytes) () 08/17/2011 postreply 10:52:01

That's the key. He is NOT your agent. He is the listing agent. -texastrader- 给 texastrader 发送悄悄话 (283 bytes) () 08/17/2011 postreply 11:20:06

买方经纪也会玩这种游戏的。。。 -MrsKwok- 给 MrsKwok 发送悄悄话 (0 bytes) () 08/17/2011 postreply 11:50:00

You are so right. He told me bank only care the mini net they ge -landlordtob- 给 landlordtob 发送悄悄话 (315 bytes) () 08/17/2011 postreply 13:47:29

You should have control on what fee you pay. -texastrader- 给 texastrader 发送悄悄话 (293 bytes) () 08/17/2011 postreply 16:00:36

You are right. This dual agent didn't put my interest first. -LandlordToB- 给 LandlordToB 发送悄悄话 (128 bytes) () 08/17/2011 postreply 19:22:06

回复:Anyone with HUD home purchase experiecne, please help. -OR地产经纪- 给 OR地产经纪 发送悄悄话 (707 bytes) () 08/17/2011 postreply 14:03:25

Thanks for sharing. My dual agent entered 0 for seller's cost. -LandlordToB- 给 LandlordToB 发送悄悄话 (18819 bytes) () 08/17/2011 postreply 19:11:23

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