requirement:
720+ credit
25% down or more. No cashout refi.
single family or duplex. (No 4 plex), no condo. property condition average or above.
6 month reserve for all REO owned (PITIA)
debt to income ratio 45% or less.
If you meet above condition. You may get a loan. You need to ask Fannie Mae mulyi property loan. Not all lenders provide such loans.
If the property is in Texas, I can loan money to you. My conmpany has such loan program,.