I have to admit, my 401K performance is better than self managed

My 401K annual return in recent 5 years is quite stable, around 15%. This year is not that good, -1.2% YTD.

I'm very embarrassed with my self managed account. I didn't get that return recent 5 years, especially this year.

To me, I would still leave my 401K account untouched, as it's more disciplined. For my self managed account, I always treat as a hobby or leisure :). At least, I get coverage on the latest economic and corporate news. Or someday, I can be a good investor after all these lessons learned

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• You are lucky. This reminds of another downside of 401k. -美西游子- ♀ (106 bytes) () 07/30/2008 postreply 13:39:36

• actaully, I play this way to mitgate the risk -10203040- ♀ (321 bytes) () 07/30/2008 postreply 16:14:56