I have to admit, my 401K performance is better than self managed
My 401K annual return in recent 5 years is quite stable, around 15%. This year is not that good, -1.2% YTD.
I'm very embarrassed with my self managed account. I didn't get that return recent 5 years, especially this year.
To me, I would still leave my 401K account untouched, as it's more disciplined. For my self managed account, I always treat as a hobby or leisure :). At least, I get coverage on the latest economic and corporate news. Or someday, I can be a good investor after all these lessons learned
