随通膨一起涨的，当然就要投入更多。
这是chatgpt给的栗子
Typical annual payout rate (immediate annuities in the U.S., 2024–2025 ranges):
-
Around 5%–6% of the initial premium for a 65-year-old.
-
Example: You pay $100,000 → receive about $5,500/year for life (fixed).
Typical annual payout rate:
-
Around 3%–4% of the initial premium for a 65-year-old.
-
Example: You pay $100,000 → start with ~$3,500/year, but the amount rises with inflation.
