annuity 有随通膨一起涨的

来源: 于 2025-08-22 13:14:31 [旧帖] [给我悄悄话] 本文已被阅读：次

随通膨一起涨的，当然就要投入更多。

这是chatgpt给的栗子

Typical annual payout rate (immediate annuities in the U.S., 2024–2025 ranges):

  • Around 5%–6% of the initial premium for a 65-year-old.

  • Example: You pay $100,000 → receive about $5,500/year for life (fixed).

Typical annual payout rate:

  • Around 3%–4% of the initial premium for a 65-year-old.

  • Example: You pay $100,000 → start with ~$3,500/year, but the amount rises with inflation.