option 1 is better

来源: mayflower~ 于 2008-06-07 06:34:22 [] [旧帖] [给我悄悄话] 阅读数 : (154 bytes)

if you are willing to pay more each month, then use 20 years fixed, you will get a lower rate than 30 years fixed, and pay off the mortgage in 20 years.

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