Freddie Mac Cuts Maximum Number of Financed Properties--ZT

来源: CaLoanAgent 于 2008-05-23 10:05:34 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (576 bytes)

Freddie Mac recently announced guideline changes that will
greatly affect residential real estate investors.

Beginning August 1st, 2008 the following changes will go into
effect:

A borrower may not have more than four financed 1-4 unit
properties, including the subject property.

For cash out refinances the borrower must own the property
for at least six months prior to refinancing.

For a complete update on new Freddie Mac guideline changes go to:
http://www.freddiem ac.com/sell/ guide/bulletins/ pdf/bll042208. pdf.

所有跟帖： 

• What does this mean to the investor? -CALoanAgent- ♂ 给 CALoanAgent 发送悄悄话 CALoanAgent 的博客首页 (914 bytes) () 05/23/2008 postreply 10:03:14

• 回复：What does this mean to the investor? -id-blocked- ♀ 给 id-blocked 发送悄悄话 (113 bytes) () 05/23/2008 postreply 10:16:44

• What about Fannie Mae? -CALoanAgent- ♂ 给 CALoanAgent 发送悄悄话 CALoanAgent 的博客首页 (575 bytes) () 05/23/2008 postreply 10:05:04

• That means we can still do it via Fannie Mae for now? -miat42- ♂ 给 miat42 发送悄悄话 miat42 的博客首页 (0 bytes) () 05/23/2008 postreply 10:23:35

• Before 08/01 for Freddie Mac -CaLoanAgent- ♂ 给 CaLoanAgent 发送悄悄话 CaLoanAgent 的博客首页 (50 bytes) () 05/23/2008 postreply 11:39:00

• OMG...赶快去做refinance -芦苇葱葱- ♀ 给 芦苇葱葱 发送悄悄话 芦苇葱葱 的博客首页 (0 bytes) () 05/23/2008 postreply 10:24:17

• What can be done about these changes? -CALoanAgent- ♂ 给 CALoanAgent 发送悄悄话 CALoanAgent 的博客首页 (675 bytes) () 05/23/2008 postreply 10:06:41

• 这规则好像是为芦苇MM定做的。本来大家都想向芦苇MM学， -大丫- ♀ 给 大丫 发送悄悄话 (70 bytes) () 05/23/2008 postreply 10:15:37

• 完了。。。以后买不了了 :-( -芦苇葱葱- ♀ 给 芦苇葱葱 发送悄悄话 芦苇葱葱 的博客首页 (0 bytes) () 05/23/2008 postreply 10:25:55

• You can still qualify via Fannie Mae, act quickly! before -miat42- ♂ 给 miat42 发送悄悄话 miat42 的博客首页 (30 bytes) () 05/23/2008 postreply 10:28:58

• 俺没打算买新的，有的应该做refinance了 -芦苇葱葱- ♀ 给 芦苇葱葱 发送悄悄话 芦苇葱葱 的博客首页 (0 bytes) () 05/23/2008 postreply 10:31:02

• 还可以利用规则的漏洞嘛。卖了小房换大房。或者跟石头学， -大丫- ♀ 给 大丫 发送悄悄话 (14 bytes) () 05/23/2008 postreply 10:29:20

• nod nod -芦苇葱葱- ♀ 给 芦苇葱葱 发送悄悄话 芦苇葱葱 的博客首页 (0 bytes) () 05/23/2008 postreply 10:31:43

• Question is, have they already put into execution? -miat42- ♂ 给 miat42 发送悄悄话 miat42 的博客首页 (47 bytes) () 05/23/2008 postreply 10:16:57

• Does it affect properties with five+ units? -cultuslake- ♂ 给 cultuslake 发送悄悄话 cultuslake 的博客首页 (0 bytes) () 05/23/2008 postreply 10:31:54

• And what about single family houses? -cultuslake- ♂ 给 cultuslake 发送悄悄话 cultuslake 的博客首页 (0 bytes) () 05/23/2008 postreply 10:32:46

• I don't think it's strict number of loans, not house types -miat42- ♂ 给 miat42 发送悄悄话 miat42 的博客首页 (0 bytes) () 05/23/2008 postreply 10:53:54

• Sorry typo, I mean "I think..." -miat42- ♂ 给 miat42 发送悄悄话 miat42 的博客首页 (0 bytes) () 05/23/2008 postreply 10:54:24

• It will only drive the price lower... -cultuslake- ♂ 给 cultuslake 发送悄悄话 cultuslake 的博客首页 (0 bytes) () 05/23/2008 postreply 11:06:17

• Just talk to me loan officer, he told me that: -miat42- ♂ 给 miat42 发送悄悄话 miat42 的博客首页 (698 bytes) () 05/23/2008 postreply 11:13:48

• Thanks. I am not worried that much, either. -cultuslake- ♂ 给 cultuslake 发送悄悄话 cultuslake 的博客首页 (63 bytes) () 05/23/2008 postreply 11:35:41

• No. 5+ units are commercial. They are ok. -CALoanAgent- ♂ 给 CALoanAgent 发送悄悄话 CALoanAgent 的博客首页 (23 bytes) () 05/23/2008 postreply 11:41:16

• Thanks. -cultuslake- ♂ 给 cultuslake 发送悄悄话 cultuslake 的博客首页 (0 bytes) () 05/23/2008 postreply 11:46:13

• Is a property with 2nd mortgage considered as two -抛玉引砖- ♂ 给 抛玉引砖 发送悄悄话 (34 bytes) () 05/23/2008 postreply 10:32:43

• No, it's number of property, not number of loans -miat42- ♂ 给 miat42 发送悄悄话 miat42 的博客首页 (78 bytes) () 05/23/2008 postreply 11:18:38

• There may be ways to get around it -挨踢- ♂ 给 挨踢 发送悄悄话 (557 bytes) () 05/23/2008 postreply 15:04:57

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