Directly from the branch

You need to have a premier banking account with them. I have been a premier client for more than 10 years, and I never regret to be one. I have a personal banker working with me and she helps me a lot in many areas. In fact she recommended this product to me when she knows that I have a much worse HELOC with another bank. She also suggested that I open a short term CD early this year when the rate was still high. I got a four month CD at 4.65% APR.

There are other benefits with premier status, such as free safety deposit, free check stop payment, etc....

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Thanks mm48 for your answer. may I know.... -湾区新妈妈- 给 湾区新妈妈 发送悄悄话 (221 bytes) () 04/22/2008 postreply 14:32:10

I am also in Bay area -mm48- 给 mm48 发送悄悄话 (195 bytes) () 04/22/2008 postreply 14:52:09

回复:I am also in Bay area -湾区新妈妈- 给 湾区新妈妈 发送悄悄话 (292 bytes) () 04/22/2008 postreply 15:19:25

Yes -mm48- 给 mm48 发送悄悄话 (71 bytes) () 04/22/2008 postreply 15:44:15

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