mortage loan choice

贷款520K，现有两个选择：
1） 7％ rate, closing cost $5400;
2) 7.75% rate including closing cost;

Which one should I choose? 俩个都是30-year fixed.

所有跟帖： 

• It depends on the number of subsequent years you live -worriedmom1- ♀ (351 bytes) () 04/12/2008 postreply 08:27:57

• 如果从refinance的角度来考虑呢 -maque- ♂ (306 bytes) () 04/12/2008 postreply 09:05:16

• You need to check docs. I can't answer. -worriedmom1- ♀ (0 bytes) () 04/12/2008 postreply 09:15:20

• 回复：mortage loan choice -henry_top1- ♂ (219 bytes) () 04/12/2008 postreply 16:06:11

• 回复：mortage loan choice -Wisdom101- ♂ (954 bytes) () 04/14/2008 postreply 07:03:23