这么看来,做父母的生前用完401K,IRA等储蓄,将房地产留给子女是比较好的estate planning.
如果房地产留给下代可以重新按市价为cost base. 那遗产就可以全部免税。
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                    Or take a mortgage on the house as late as you still can get a m
                     -borisg- 
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                        10/17/2014 postreply
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                    Why take a mortgage when you are old?
                     -meowi- 
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                        10/17/2014 postreply
                                                17:01:00