the loan fixed for first 5 years, at 6th year, the maximum rate could be "current rate"+5%.
After 6 th years, the rate will be adjusted every year with the maximum CAP 2%; and the lifetime CAP can not be over 5% + current rate.
If the current rate is 5.25%, the 6th year maximum rate is 10.25%; the rate cannot be over this rate any time.
After 6 th years, the rate will be adjusted every year with the maximum CAP 2%; and the lifetime CAP can not be over 5% + current rate.
If the current rate is 5.25%, the 6th year maximum rate is 10.25%; the rate cannot be over this rate any time.
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