关于HELOC rate的事

是的，它的利率是浮动的，但也不是由银行随便决定，想升多少就多少，那样还有咱们的好日子过吗？它的浮动标准是联邦的prime rate, 这个是公开的信息，是由中央银行决定的。现在只有一个点左右，预计会持续一阵，既使长也不会一下长太高，一般会一次败个或一个点。HELOC的利息是由你和银行的合同决定的，一般是在prime rate上加两个点左右。俄现在有三个heloc账号，利息分别为2.74, 2.99 ,3.75%, 这种低的利息已好多年了。

所有跟帖： 

• How did you get HELOC from Invistment properties? Is there prope -NJ-FL- ♂ (0 bytes) () 02/28/2014 postreply 17:07:47

• Is there limitation to number of loans you have? -NJ-FL- ♂ (0 bytes) () 02/28/2014 postreply 17:09:15

• The first two were very easy to get at the booming time. After t -pssci- ♂ (358 bytes) () 02/28/2014 postreply 17:39:58

• 回复：The first two were very easy to get at the booming time. Afte -NJ-FL- ♂ (143 bytes) () 02/28/2014 postreply 18:17:35

• PRIME = 3% or so right now -njrookie- ♂ (797 bytes) () 02/28/2014 postreply 19:44:23