Just pay the 6% penality for the extra money you put in.

If your Roth IRA contribution limitation this year is $0, then you pay penality $2000 *6% = $120. If you Roth IRA return from April to Dec this year is bigger than $120, then you are OK.

If your Roth IRA contribution limitation this year is $1500, then you pay penality $(2000-1500) *6% = $30. If you Roth IRA return from April to Dec is bigger than $30, then you are OK too.

The penality for withdraw is even higher. 10% ?

所有跟帖： 

• withdraw the $2000 balance should have no penalty -twice10y- ♀ (42 bytes) () 12/19/2007 postreply 09:33:00