回复：查到了。这两天要决定是否加入。

Put in as much money as you can into your deferred account, if you are also going to get a decent interest. The tax deferred compound interest will make it worthwhile.

It also prevents you from spending your money on stupid things like new cars and bigger houses, or your wife's new cloths and handbags etc., because you can always say: "Honey but we don't have the cash for these things".

Apparently it also reduces your EFC when it comes to college financial aid - I cannot confirm this as I have no personal experience.

Congratulations on qualifying - you have done well for yourself. My employer's qualifying threshold keeps creeping up. Currently it is $250K.

所有跟帖： 

• college financial aid impact is a big factor to consider -jjj7- ♂ (127 bytes) () 11/08/2013 postreply 12:41:34

• 。。 -随其自然- ♀ (6 bytes) () 11/08/2013 postreply 13:21:29

• 回复：回复：college financial aid impact is a big factor to consider -jjj7- ♂ (15 bytes) () 11/08/2013 postreply 13:43:43

• 。。 -随其自然- ♀ (6 bytes) () 11/08/2013 postreply 13:50:22

• 回复：Sorry college EFC, but I never did that, don't waste your tim -zzz123- ♀ (82 bytes) () 11/08/2013 postreply 14:03:27