one major concern is the safety of employer

回答: 这里有精通Defined Benefit Plan的吗?花椒2013-10-01 11:01:19

the trend is for large employer to dump DB and move to defined contribution plan.

DC pan is portable, and you can convert it to IRA down the road for self-management.

Most DB plans are under-funded, especially the ones run by government. 

I always like DC plan, but DB has its own advantages.

just my 2c.

所有跟帖: 

不与保险公司挂钩的DB plan就不保险。 -392- 给 392 发送悄悄话 392 的博客首页 (109 bytes) () 10/01/2013 postreply 11:37:31

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