negative amortization

本帖于 2007-09-19 11:46:19 时间, 由普通用户 表情符号 编辑

In finance, negative amortization, also known as NegAm, is an amortization method in which the borrower pays back less than the full amount of interest owed to the lender each month. The shorted amount is then added to the total amount owed to the lender. Such a practice would have to be agreed upon before shorting the payment so as to avoid default on payment. Also known as deferred interest or Graduated Payment Mortgage (GPM).

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表M真是博学. 可我不明白什么人会要这样的loan呢? 除非 -金色风铃- 给 金色风铃 发送悄悄话 金色风铃 的博客首页 (157 bytes) () 09/19/2007 postreply 10:33:11

yes, loan officer 难脱misleading之嫌 -表情符号- 给 表情符号 发送悄悄话 表情符号 的博客首页 (35 bytes) () 09/19/2007 postreply 10:40:00

回复:表M真是博学. 可我不明白什么人会要这样的loan呢? 除非 -sunnyhill- 给 sunnyhill 发送悄悄话 (65 bytes) () 09/19/2007 postreply 11:13:04

savvy的人知道是怎么回事就好. 就怕象这个人似的就相信loan officer -金色风铃- 给 金色风铃 发送悄悄话 金色风铃 的博客首页 (37 bytes) () 09/19/2007 postreply 11:24:57

回复:savvy的人知道是怎么回事就好. 就怕象这个人似的就相信loan officer -sunnyhill- 给 sunnyhill 发送悄悄话 (315 bytes) () 09/19/2007 postreply 11:33:38

A lot of investors use this program to acquire -CaLoanAgent- 给 CaLoanAgent 发送悄悄话 CaLoanAgent 的博客首页 (96 bytes) () 09/19/2007 postreply 11:31:56

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