回复：普通家庭十年一千万的理财计划

Let’s assume you don’t invest at all, you maximize your retirement account as you did, and you rent a 4 br house for 2.5k/m, spend another 2.5k/m for other expenses.

Your min annual income: 140k
Your max annual income: 200k+220k = 420k
Your medium annual income: (140+420k)/2 = 280k
Your total income in 6 years: 280k*6=1680k
Your max 401k contribution: 150k
Your taxable income: 1680k-150k=1530k
Your income after tax: 1530k*0.6=918k
Your annual expense: (2.5k+2.5k)*12=60k
Your total expense: 60k*6=360k
Your total saving: 918k-360k=558k
Your total retirement: 292k.

So, in the best age and best location of realty, you are not doing that well than 0-return investment.
How can you be confidence that you will do better in the unknown future?

所有跟帖： 

• wrong calculation -bayfamily- ♀ (95 bytes) () 02/27/2007 postreply 17:25:31