关于贷款，会不会出现到closing date时lender既不approve也不decline的情况？

我的购房合同很怪，是这么说关于Earnest Money的：

If buyer has not waived the Finacing Contingency, and is unable to obtain finacing after a good faith effort then, on buyer's notice, this agreement shall terminate. The Earnest Money shall be refunded to Buyer after Buyer delvers to Seller written confirmation from Buyer's lender confirming (a) the date Buyer's loan application for the subject property was made; (b) the Buyer possessed sufficient funds to close; and (c) the reason Buyer's application was denied. If Seller terminates this agreement, the Earnest Money shall be refunded without need for such confirmation from Buyer's lender.

我的问题是(C).若到closing date那天贷款还没批下来也未被拒绝的话，我岂不是没法要回我的Earnest Money了？

各位老大在这种情况下会怎么办？

所有跟帖： 

• 你可能会遇上麻烦，小心点。。。 -好女婿坏女婿- ♀ (251 bytes) () 11/14/2012 postreply 22:14:05

• 问题是seller会轻易同意延期loan contigency吗？ -福大命大- ♂ (0 bytes) () 11/14/2012 postreply 22:37:24

• 我合同上是这么说的，if not waived, the financing contigency shall survive -福大命大- ♂ (131 bytes) () 11/14/2012 postreply 22:41:19

• 你的earnest money没问题。 到closing date 贷款下不来非常普遍， -pinerock- ♂ (49 bytes) () 11/14/2012 postreply 22:55:59

• earnest money 在ESCROW 一天, Seller 就一天不能卖他人,他们会求你拿走的. -xiache- ♂ (0 bytes) () 11/15/2012 postreply 08:36:07