花花世界：韬奋札记：资产保护: Homestead

花花世界：韬奋札记：资产保护: Homestead

地主当然要小心租客和无良律师打主意。对于Asset protection, 了解一下有百利而无一害。

Homestead 是其中的一种方式：Homestead Exemption wiki 解释的很清楚了。 http://en.wikipedia.org/wiki/Homestead_exemption

各州对于Exemption 的额度是不一样的。 http://www.lawchek.net/resources/forms/que/homestead.htm

最高的是Texas, "For Texas, the homestead exemption is limited to one (1) acre for urban areas and one-hundred (100) acres for rural areas in the case of a single adult and two-hundred (200) acres in the case of a family. There is no limitation to value. ". 孤星州的童鞋们要高兴坏了。

Nevada, 有550，000， 豪宅也可以保住了。

再下面的就是Arizona, 100,000了， 不大够啊， 10万刀能搞到神马好房子啊。

最可气的是有些州比如 Rhode Island, Penn, NJ, 还有啥Virginia 只有5000块！ 明摆着没法搞啊。 这些州的童鞋要想别的办法了。

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所有跟帖： 

• 谢谢分享，学习了，还真不知道有Homestead这个东东。 -小心翼翼的小地主- ♀ (0 bytes) () 11/06/2012 postreply 05:02:00

• 谢谢，又学到新知识了 -david170- ♀ (0 bytes) () 11/06/2012 postreply 06:15:25

• I thought people with heavy debt could use homestead to -Jeepster- ♂ (42 bytes) () 11/06/2012 postreply 07:13:28

• Exactly! this is one way to protect, but you have to be in right -比花花还花- ♂ (165 bytes) () 11/06/2012 postreply 10:41:34

• That's very costly. You have to hire a stationary agent in NV to -soundofsilence- ♀ (270 bytes) () 11/06/2012 postreply 13:12:13

• 德州的Homestead -rdsman- ♂ (78 bytes) () 11/06/2012 postreply 07:33:11

• Texa law says that Homestead does not have a home value limit. s -比花花还花- ♂ (0 bytes) () 11/06/2012 postreply 10:39:30

• How to enroll in homestead or it comes with the property? Thx -pandatoledo- ♂ (0 bytes) () 11/06/2012 postreply 09:49:07

• no need to involve.. built-in with state law. lol... -比花花还花- ♂ (0 bytes) () 11/06/2012 postreply 10:52:27

• In Order to Claim HomeStead Exemption, You need to fill out a fo -monkeyboy- ♂ (74 bytes) () 11/06/2012 postreply 10:58:48

• 这是指房子里的equity，你可以住豪宅，只要多半贷款，不在equity里就没事。 -soundofsilence- ♀ (0 bytes) () 11/06/2012 postreply 13:08:32