Need your expert opinion on a 30 years fixed loan.

Which rate should I choose? Thank you for your help!

 

Rate Bank  rabate toward closing cost    Monthly Payment

3.375%              $1300                   $1839

3.5 %               $4750                   $1869

所有跟帖： 

• 如果你需要现金选2， 否则选1 -qiaoshe- ♀ (0 bytes) () 10/31/2012 postreply 13:12:50

• 准备贷多久？算一下break even point,看你会不会贷那么久就好了。 -soundofsilence- ♀ (0 bytes) () 10/31/2012 postreply 14:38:26

• op2, 4750-1300=3450 3450/(1869-1839)=115 Months -milkcandy- ♀ (90 bytes) () 10/31/2012 postreply 14:48:41