Need your expert opinion on a 30 years fixed loan.

来源: Michelle8 于 2012-10-31 13:07:16 [] [旧帖] [给我悄悄话] 阅读数 : (642 bytes)

Which rate should I choose? Thank you for your help!

 

Rate Bank  rabate toward closing cost    Monthly Payment

3.375%              $1300                   $1839

3.5 %               $4750                   $1869

所有跟帖： 

• 如果你需要现金选2， 否则选1 -qiaoshe- ♀ 给 qiaoshe 发送悄悄话 qiaoshe 的博客首页 (0 bytes) () 10/31/2012 postreply 13:12:50

• 准备贷多久？算一下break even point,看你会不会贷那么久就好了。 -soundofsilence- ♀ 给 soundofsilence 发送悄悄话 (0 bytes) () 10/31/2012 postreply 14:38:26

• op2, 4750-1300=3450 3450/(1869-1839)=115 Months -milkcandy- ♀ 给 milkcandy 发送悄悄话 (90 bytes) () 10/31/2012 postreply 14:48:41

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