Yes. Your understanding is correct.

来源: 比花花还花 于 2012-10-10 12:45:26 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (146 bytes)

All your contribution can be withdrew without penalty. You have to have roth IRA for the past 5 years. 

I did this once. 

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