有没有人做过,先用现金买下房子,然后,再改成贷款,这样是不是和REFINACE 一样的,得交一笔费用,大概多少钱,

只想先把房子抢到,后面再说。

所有跟帖: 

Most lender won't do refinance in this case -beachlver- 给 beachlver 发送悄悄话 (184 bytes) () 09/22/2012 postreply 09:34:45

回复:That is no true -ZhangZhouDaTou- 给 ZhangZhouDaTou 发送悄悄话 ZhangZhouDaTou 的博客首页 (363 bytes) () 09/22/2012 postreply 09:40:33

That's right, need to wait for 6 month to refinance -滚雪球- 给 滚雪球 发送悄悄话 (0 bytes) () 09/22/2012 postreply 09:43:10

For cashout refi, yes you can get up to 75%-80% -beachlver- 给 beachlver 发送悄悄话 (127 bytes) () 09/22/2012 postreply 09:47:16

I just got one approved 嘿嘿 -392- 给 392 发送悄悄话 392 的博客首页 (139 bytes) () 09/22/2012 postreply 09:57:15

Check aimloan.com -Mason- 给 Mason 发送悄悄话 (0 bytes) () 09/22/2012 postreply 17:07:25

我作过。$155K 现金买下。 -滚雪球- 给 滚雪球 发送悄悄话 (123 bytes) () 09/22/2012 postreply 09:39:53

如果拿净值也拿差不多只收几百沽价费当然利率是浮动但用法灵活。。。 -MrsKwok- 给 MrsKwok 发送悄悄话 (0 bytes) () 09/22/2012 postreply 11:01:47

Can the interest paid on cash out loan be treated as the cost of -xiaofa00- 给 xiaofa00 发送悄悄话 (0 bytes) () 09/22/2012 postreply 10:09:47

谢各位!刚才不在线。我不想把钱都用完了,但现金更容易抢上房。 -申巷九- 给 申巷九 发送悄悄话 申巷九 的博客首页 (0 bytes) () 09/22/2012 postreply 12:49:28

一直是这么做的,很多银行都做,3.75%rate,0 point,cost2000左右。75%LTV -kozy- 给 kozy 发送悄悄话 (0 bytes) () 09/22/2012 postreply 13:57:03

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