50% Vanguard Total Stock Market ETF (VTI)

and 50% Vanguard Total Bond Market ETF (BND), the simplest couch patato portfolio, originally created by Scott Burns many years ago.  

I said earlier as long as you do your due diligence to rebanlance it twice a year (either you or by somebody else), doesn't matter "这个最后10年要是落在那个啥时候" and when you started as long as you have 10 year investment horizon.    

BTW, that's the way Warren Buffett recommended many times to everyday joe. You think Mr. Buffett is putting his repution at risk by not telling us the truth?       

 

所有跟帖: 

你没看清楚我说的。。。假设30年投资,你开始的时候没什么钱 -datodato- 给 datodato 发送悄悄话 datodato 的博客首页 (227 bytes) () 08/06/2012 postreply 10:48:38

yes, I do. Furthermore, I assume 10 years investment horizon -Jeepster- 给 Jeepster 发送悄悄话 (1699 bytes) () 08/06/2012 postreply 12:06:07

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