当心:租短售屋给卖家有被指控贷款欺诈负刑责的风险

本帖于 2012-06-07 11:05:39 时间, 由普通用户 commonsense888 编辑

当心:有被指控贷款欺诈负刑责的风险。银行现在不找你,将来被查的可能性也低,但这种追溯其蛮长的。干吗去为这提心吊胆的?也不知道有人嫉妒,仇家告发?LOL。我对刑责的风险容忍度(risk tolerance)是零。我现在的job是我最好的投资或财产来源。LOL

除非你能说服银行放弃该条款。我曾让卖家多住了几月,合同是看房子 (house sitting)。我那时没读短售合同,不知有这规定。但总觉得不妥,就用了个“看房子”的合同。

Short Selling and Renting from the New Owner – Gainesville Short Sales

On February 14, 2012, in Gainesville Short Sale Agents, by Stephanie Anson

Short Selling and Renting from the New Owner – Gainesville Short Sales

Gainesville Short Sales Question: Can a homeowner short sell his home and rent from the new owner with the possibility of buying it back after his credit is paid?

This may be a good idea but too risky to try. It’s not wise to enter into something that is uncertain especially when it has legal aspects to it.

The banks have varying standards and regulations when it comes to short sales. Short sale approval letters vary from bank to bank. But normally, banks set a condition that the occupant/seller cannot continue living in the home once the sale has closed. This could be considered a mortgage fraud and you might get into trouble. To be sure, it’s best to seek legal advice from your Gainesville short sale attorneys.

Criminal charges may be filed against you if the bank found out that you violated the parameters provided in the short sale approval. If you are an underwater homeowner and could no longer sustain your mortgage payments, it’s best to simple do a short sale.

所有跟帖: 

直接租肯定不行,但很多经济说间接租可以,就是 -FHZM- 给 FHZM 发送悄悄话 FHZM 的博客首页 (86 bytes) () 06/07/2012 postreply 09:21:17

问题多多。现住的人办事填表用这地址, 一查全出来了。还是别让他们住好 -螺丝螺帽- 给 螺丝螺帽 发送悄悄话 螺丝螺帽 的博客首页 (0 bytes) () 06/07/2012 postreply 09:26:20

古石:我收回以前的话。还是别冒风险的好, 不值得! -螺丝螺帽- 给 螺丝螺帽 发送悄悄话 螺丝螺帽 的博客首页 (0 bytes) () 06/07/2012 postreply 09:33:42

Thanks! Yes, 不值得. The only workaround -古石- 给 古石 发送悄悄话 古石 的博客首页 (502 bytes) () 06/07/2012 postreply 10:22:45

经济和买家的利益是不完全重合的。一定要自己了解。 -FHZM- 给 FHZM 发送悄悄话 FHZM 的博客首页 (25 bytes) () 06/07/2012 postreply 09:43:28

对。口说的,经纪是不用负责的 -commonsense888- 给 commonsense888 发送悄悄话 (114 bytes) () 06/07/2012 postreply 09:51:45

"有人嫉妒,仇家告发" is a very valid point. -古石- 给 古石 发送悄悄话 古石 的博客首页 (182 bytes) () 06/07/2012 postreply 10:29:21

and if in the end you need evict the tenant. -jjj7- 给 jjj7 发送悄悄话 jjj7 的博客首页 (57 bytes) () 06/07/2012 postreply 10:33:13

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