most loans nowaday are not resumable.

回答: loan assumption - must get agreement from lender不周山2012-05-16 22:18:25

Bank will not approve, but many buyer/seller do it anyway without even telling his bank. Yes you violated due on sale clause, but transaction moves on. It is very easy for bank to find it out, but whether and when they will take action is their choice.

For seller, don't assume someone will block the deal just because you violated something. Nobody will block your deal, but you will suffer consequence for violation.

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typo. I meant assumable. -texastrader- 给 texastrader 发送悄悄话 (0 bytes) () 05/16/2012 postreply 22:36:14

got it, thanks -不周山- 给 不周山 发送悄悄话 不周山 的博客首页 (0 bytes) () 05/16/2012 postreply 22:37:05

这是不是“FRAUD"啊? -好女婿坏女婿- 给 好女婿坏女婿 发送悄悄话 (0 bytes) () 05/16/2012 postreply 22:38:43

gray area..you rich people never understand... -jy101- 给 jy101 发送悄悄话 jy101 的博客首页 (56 bytes) () 05/16/2012 postreply 22:39:31

如果是”FRAUD",网上说不太好啊! -好女婿坏女婿- 给 好女婿坏女婿 发送悄悄话 (49 bytes) () 05/16/2012 postreply 22:41:47

its legal in most states. -jy101- 给 jy101 发送悄悄话 jy101 的博客首页 (0 bytes) () 05/16/2012 postreply 22:43:12

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