投资房只能最多把2%房价用于closing 郁闷ing

  

 

 

我的lender说, 我只能用到2%的房价用于closing cost, seller批准给3%也不行, 最后要把1%退给seller (bank),下面是他给我看的规定: 我要是早知道, 就把offer降低一点儿, 把这1%算回来, agent也不知道这个规定.

Seller (Interested Party) Contribution

Seller (Interested Party) contributions may be

used toward prepaids and/or closing costs.

The following percentages are based off the

lesser of property's sales price or appraised

value.

Owner Occupied (Primary Residence)

and Second Home

> 90% CLTV = 3%

>75% & < 90% CLTV = 6%

<75% CLTV = 9%

Investment:

 

2%

所有跟帖： 

• 是指short sale lender的credit back吗？ -古石- ♂ (290 bytes) () 05/12/2012 postreply 17:45:49

• 是Seller Concessions, 在Purchase contract的77行 -hhhhhh- ♂ (183 bytes) () 05/12/2012 postreply 18:18:56

• 合同上只是说seller同意付,应该就是你说的credit,好象不算新规定. -hhhhhh- ♂ (0 bytes) () 05/12/2012 postreply 18:22:22

• This is from Fannie Mae guideline. If they want to sell the loan -CaLoanAgent- ♂ (141 bytes) () 05/12/2012 postreply 19:28:54

• Thank you! -hhhhhh- ♂ (0 bytes) () 05/12/2012 postreply 19:39:38