试想你花1000块买点数换来每个月mortgage少缴20块(打比方),那得50个月才够本。要是万一这中间你卖了房子或重新贷款,你的银子就白花了。所以,俺觉得即使是自住,买点数也要考虑清楚。
试想你花1000块买点数换来每个月mortgage少缴20块(打比方),那得50个月才够本。要是万一这中间你卖了房子或重新贷款,你的银子就白花了。所以,俺觉得即使是自住,买点数也要考虑清楚。
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