回复：big difference

来源: ZhangZhouDaTou 于 2012-04-30 18:46:09 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (364 bytes)
回答: 回复：想清楚再rollover 由 寒烟 于 2012-04-30 10:45:40

If you rollover then convert into ROTH; then the cost basis is all accounts (new rollover $$ plus existing IRA); If you convert the existing IRA then rollover 401k, then the cost basis for the rollover part is much better.

When you have mixed IRA (deductable and non-deductable IRA contribtuion in the same IRA account); the difference is huge.

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