Log in your Fidelity account后, 到这一页. 有很多文章, 建议都看一下. 各人的处境不同, 策略也会不同.
https://www.fidelity.com/ira/
Fidelity通常会安排您和他们的financial advisor电话会议谈一谈, free, 千万小心. 这些financial advisor都很年轻, 很多都没有什么经验. Free的理财方案, 很可能会cost your dearly down the road. 这些人的主要任务是推销Fidelity的各种fund. Fidelity不是慈善机构. 每个fund都要收费的, 不管投资者是亏是赚. Fund manager和staff的工资都是一定要发的, 年终奖都是一定要发的.
如果以前没有经验, 千万不要急着买入任何基金股票. 现金不会变少, 基金股票的价格很容易就变少了. Fidelity的好处是各种投资产品基本都能access, 包括preferred stocks, options (non-margin), specialty funds, 交易费中等.
其实对任何(包括俺的)建议, 您都应该持审慎的态度.
Disclosure: I have Fidelity IRA account (rollover from past 401K) and RothIRA account (conversion from past 401k). I used to invest in a few Fidelity mutual funds. I have gradually withdrawn my capital from all of them. I have found better investment vehicles for myself. I don’t think I will ever go back to any Fidelity funds.
