才发现自己好像弄错了一个概念：请问home equity loan 和home equity line of credit

有什莫区别？

所有跟帖： 

• 一个是loan，一个是credit。 -texastrader- ♂ (76 bytes) () 04/19/2012 postreply 16:47:51

• I think it is same product! -Michelle8- ♀ (0 bytes) () 04/19/2012 postreply 16:48:56

• 一个东西吧：你拿到钱了就是home equity loan,没拿钱之前叫home equity line of credit -猛牛- ♀ (0 bytes) () 04/19/2012 postreply 16:51:35

• 好像不一样。loan 申请下来乐就要开始付利息，不能一会借一会又还的，HELOC -princessannie- ♀ (47 bytes) () 04/19/2012 postreply 17:07:44

• Home equity loan is a loan usually with term like mortgage with -小心翼翼的小地主- ♀ (140 bytes) () 04/19/2012 postreply 17:08:41

• that's correct -Jeepster- ♀ (190 bytes) () 04/19/2012 postreply 19:09:59