这年头， 贷个款要交NND的这么多费用！！！

Total: 7200 刀！ 

银行真是吃人不吐骨头啊。。。无语中，俺们小地主要干多久才有这些收入！ 

（Credit union charges less....)

origination charge	$1,126.95
Your charge for this interest rate	$2,610.00
Required services we select	$699.00
Appraisal Fee	$450.00
Credit Report	$63.00
Flood Determination	$10.00
Tax Service Fee	$76.00
Verify EMP/INC/DEP/TR	$100.00
Title services and lender's title insurance	$1,925.00
Owner's title insurance	$475.00
Required services you can shop for	$295.00
Pest Inspection Fee	$95.00
Survey Fee	$200.00
Government recording charges	$140.0

所有跟帖： 

• 太过分了，哪家银行啊 -.囡囡- ♀ (0 bytes) () 04/19/2012 postreply 13:21:04

• 利息不该算吧。还有你是否预付财产税， 保险。。。这些都不该算 -螺丝螺帽- ♀ (0 bytes) () 04/19/2012 postreply 13:35:19

• you must buying down the interest here -jjj7- ♂ (0 bytes) () 04/19/2012 postreply 13:37:03

• 回复：这年头， 贷个款要交NND的这么多费用！！！ -比花花还花- ♂ (265 bytes) () 04/19/2012 postreply 13:39:16

• I know! They charge me recording fee of $350, how ridiculous! -小竹妈- ♀ (0 bytes) () 04/19/2012 postreply 13:42:37

• Title services 是title公司收的，跟银行没关系。很多时候Title收的费会比这个估计的低。 -melody2010- ♀ (0 bytes) () 04/19/2012 postreply 19:55:08

• 你贷款额是多少？ 利息，term如何？ 没这些信息，难说。 -FHZM- ♂ (0 bytes) () 04/19/2012 postreply 13:43:01

• 是有些高了,同情ing。:( -小心翼翼的小地主- ♀ (0 bytes) () 04/19/2012 postreply 13:57:13

• Your charge for this interest rate is fishy -selang2- ♂ (113 bytes) () 04/19/2012 postreply 13:59:26

• 利息就 2600 了，你是你该交的， 其实也就 4000 多 -weili2010- ♂ (15 bytes) () 04/19/2012 postreply 14:03:51

• 4000还是高啊， 俺有个花了1500－2000块啊 -比花花还花- ♂ (0 bytes) () 04/19/2012 postreply 15:08:36

• closing.com自己去看是否合理. -pretty_woman2- ♀ (0 bytes) () 04/19/2012 postreply 14:16:49

• 是不是老美都这样：乘机宰钱？华人做贷款好点吗？ -halfdummy- ♂ (0 bytes) () 04/19/2012 postreply 14:19:26

• are you buying down the rate??? -jy101- ♂ (0 bytes) () 04/19/2012 postreply 14:21:07

• rate is 4%, I know it seems buying down rate for 1%, -比花花还花- ♂ (87 bytes) () 04/19/2012 postreply 15:07:13

• 神马乱七八糟的，地主estimate也看不懂？？ -Casabella- ♀ (346 bytes) () 04/19/2012 postreply 15:17:08

• 你是不是买了points? 别的都还好，就是这个origination fee有点高，有的银行给您回扣把这个cover了。 -melody2010- ♀ (101 bytes) () 04/19/2012 postreply 19:51:45

• These info should be available in the GFE When u shopping mortga -无事不忙- ♀ (0 bytes) () 04/20/2012 postreply 12:31:34