buy some mutal funds in Fidelity or vanguard, see the details.

1. Buy stock funds  in the end of August,

2. Move stock funds to bonds or fixed income fund in the end of April,

3. Move money back to stock funds in the end of August.

4. keep above rotations, it will keep you have avarage 20% return a year!

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the money is 1M RMB, not US dollars, it is in china. -ljiazus- 给 ljiazus 发送悄悄话 (65 bytes) () 04/08/2012 postreply 20:21:37

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