我这里有一个房子，他想要吗？我的这个买主很挑剔，我自己刚刚买的房子$397K，也刚租$3500/month。当然我告诉他有一更好的deal给他，但要再等两个月。他要买两个房子，我告诉他先把这个买下来，他还跟我犹豫。下周带他去看房。我还有另外两个客户，一个正在卖一投资房，然后才有钱买我这里的投资房。另一客户还要再存几个月的down payment钱。 现在房子很少， 这么好的deal， 还不赶紧买。 我都替他着急。
| House | 4bd/2ba | 1443sf | ||||||
| Cost | 370000 | Rates | Year | Monthly Cost | Monthly Rent | Addition Cost | ||
| 25% Down payment | 92500 | 3500 | ||||||
| Mortgage | 277500 | 4.65 | 1431 | 4000 | closing cost | |||
| Tax | 4440 | 370 | ||||||
| Mello-Roos | 0 | |||||||
| Total Cash | Insurance | 450 | 38 | |||||
| 96500 | HOA | 0 | ||||||
| Management | 0 | 0 | ||||||
| Maintenance | 0 | 0 | Cash Flow | |||||
| Total | 1839 | 1662 | ||||||
| Mortgage | Rate | Principal (1st year Ave) | P&I | Total Cost/month | Minimal Rent | Cash Flow | Maximal Rent | Maximal Cash Flow |
| 277500 | 4.65 | 363 | 1431 | $1,839 | $3,000 | $1,162 | $3,500 | $1,662 |
| Current rent cash flow % | 20.66 | |||||||
| Total cash flow % | 25.18 | plus principal |
