在国内读的本科，一毕业就来美国读了3，4年研究生，然后工作。

来源: melody2010 于 2012-04-04 08:46:21 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (305 bytes)

They always maximized their 401K contribution and IRA after they started to work. They intially deposited Roth IRA, soon they were no longer eligible for Roth IRA, but they still contribute to non-deductible IRA each year. Their company also give generous matching, at least 8% currently.

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