I pay $267/month for both my parents.

after they got in medicare, I drop their health coverage, bought long term care at age 65.

policy is semi private room, with annual inflation adjusted, hospice home care is 50% cover(optional).

long term care is an anuity product, it will expire when it run out of money, some state offer partnership program (minimum face value $210k in Indiana), meaning when policy expire, state run medicaid will pick up afterward, without sacrify any personal estate.

所有跟帖： 

• 比我想象的便宜多了。 -laoyangdelp- ♀ (0 bytes) () 03/28/2012 postreply 11:01:05

• the key is it protected personal wealth. -jy101- ♂ (229 bytes) () 03/28/2012 postreply 11:06:00