华尔街日报，谨慎的投资人现在该做啥？一个名家讲

了解投资，特别是股市投资的，许多人都知道一本畅销书，a random walk down wall street, 作者是princeton大学教授， burton malkiel. 这类学者一般不评论近期的投资问题，怕讲错了坏了他们一世英名。 lol

不过，他最近写文， 讲2012 年股市一定好于债市，一些发展中国家市场好于发达市场。今后十年房市是最好的投资之一。

http://online.wsj.com/article/SB10001424052702304692804577285712326880238.html

 

Real estate is a particularly attractive asset class. Investors who are currently renting the place in which they live should strongly consider buying.

Real-estate prices have fallen sharply, if not to their absolute lows, then certainly very near to them. Long-term mortgages are below 4% for those who can qualify. Housing affordability (a measure based on house prices and mortgage rates) has never been more attractive. Moreover, under present tax laws there are advantages to owning since mortgage interest is deductible and rent is not.

Too many people invest with a rearview mirror. Housing has been a dreadful investment since the housing bubble burst in 2007. I believe it will be one of the best investments over the next decade.

 

所有跟帖： 

• 所以讲现金流的重要。如果没有很大的把握在一两年内有５０％以上的增直就不值得做。 -borisg- ♀ (0 bytes) () 03/26/2012 postreply 09:25:39

• 根据信息自由度论，好的投资是捂不住的，一年内必定蜂拥而入。现在是RE投资的一个窗口，在南加的地主最近的帖子表明蜂拥而入已经开始。 -sweetptt- ♂ (0 bytes) () 03/26/2012 postreply 09:58:07

• 哪只南加，包括DC，SF，凤城等很多城市。 -SunshineInCA- ♀ (29 bytes) () 03/26/2012 postreply 10:27:14

• 可中间房价还在跌，因为小房子成交的多，估计中间房价会跌到年底明年初，这是根据NHA预测的结果 -trimtip- ♂ (55 bytes) () 03/26/2012 postreply 10:44:42

• 看在哪儿了，我们这里中间房价最低是2009. 现在已经快涨回到2007了 -laoyangdelp- ♀ (20 bytes) () 03/26/2012 postreply 10:48:05

• 打开yahoo real estate,可以看到大多数地区的现在房价还不如2010年中，房源还是很多，所以短期内房价大涨的可能性 -trimtip- ♂ (490 bytes) () 03/26/2012 postreply 11:05:48

• 凤凰城的老中们已经走火入魔了，大家见面的唯一话题就是哪里还能买到投资房 -北燕- ♀ (0 bytes) () 03/26/2012 postreply 10:08:43

• 今后十年房市是最好的投资之一。 --企鹅-- ♀ (43 bytes) () 03/26/2012 postreply 10:44:12