回复：投资房贷款问题: Cash-out finance vs. purchase loan.

I guess you are debating on if you should buy the property with cash or with loan - If you buy with cash, you need to wait for 6 months in order to do cash out refi, the market rate may be hgiher and the property value could be lower in 6 months.

If you already own the rental property for 6 months, the rate for cash-out refi is at least 50 bps (or 0.5%) higher than purchase; and you are paying all the closing cost.

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• Thanks! -nova01- ♀ (0 bytes) () 02/29/2012 postreply 16:57:53