Trust can help you allocate the estate the way you wnat it

Your kid's spouse can't have them if you spell the limitation in the trust.

Be carefull on gift tax - If your child/grandchild has no financial ability, you can't simply add their name on your property title without tax sequence.

If you are very sure that xx million will be given to your child/grandchild, you may buy life insurance and have the child/grandchild as beneficiary. After the policy owner passes away, the beneficiary gets proceeds 100% tax free. Also,you reserve the right to change the beneficiary; and you may either sell the contract if you change your mind or use the money before you go away if you are classified "to die soon" :>) 

 

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• 哦。受教了。非常谢谢。这两天学的东西真多，真好。 -古石- ♂ (669 bytes) () 01/31/2012 postreply 22:01:36