回复：Let me do an estimation for you:

Thanks for the detailed explaination, a-mao!  I followed your posts all the time. I know your kids and your plan.  Actually, it is one of the reasons I posted here because I expect your input.

I maxed my 401K and not qualified for roth IRA (no tax deduction).  My big concern about pay off mortgage is pay too much tax (maybe loss rental loss deduction)...

 

Thanks again!

所有跟帖： 

• Haha, you are the 1%.:). -Morning3evening4- ♂ (737 bytes) () 01/18/2012 postreply 10:29:28

• 回复：Haha, you are the 1%.:). -小闲- ♀ (447 bytes) () 01/18/2012 postreply 10:41:18

• Still busy looking for jobs. -Morning3evening4- ♂ (94 bytes) () 01/18/2012 postreply 11:03:45

• 回复：Still busy looking for jobs. -laoyangdelp- ♀ (35 bytes) () 01/18/2012 postreply 14:11:07

• Actually you can contribute ROTH IRA INDIRECTLY. -R&D- ♀ (918 bytes) () 01/18/2012 postreply 11:17:18

• 回复：Actually you can contribute ROTH IRA INDIRECTLY. -小闲- ♀ (45 bytes) () 01/18/2012 postreply 11:49:56

• yeah we did that for the past few years. will continue doing so. -melody2010- ♀ (0 bytes) () 01/18/2012 postreply 20:33:37

• we did it for 2010, 2011 and already did 2012 as well. -melody2010- ♀ (0 bytes) () 01/18/2012 postreply 20:36:07