准备找 Wells Fargo 借点钱,他们要

如下这些 docs. 合理吗?尤其是 #1,"all schedules". 我忘了有没有提供这些给 QuickenLoans

1) last 2 years federal income tax returns with all schedules
2) all W2's and or 1099s for last 2 years
3) 1 month bank statements (all pages) for where your assets are
4) sign the attached forms (privacy notice, request for transcript of tax return) so I can begin the pre approval process
不知道 Wells Fargo 是否比 QuickenLoans 更有竞争力。QuickenLoan quoted me 3.375% 7/1 ARM for $546k at no cost. QuickenLoans 的手续十分简便。

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例行程序,lender都会要求这些。wells fargo号称他们的 -liushui2007- 给 liushui2007 发送悄悄话 (47 bytes) () 01/05/2012 postreply 21:26:55

Thanks。我就是想试一试,比一比。每次找新的 lender 都要提供 -392- 给 392 发送悄悄话 392 的博客首页 (81 bytes) () 01/05/2012 postreply 21:39:17

回复:Ask both Wellsfargo and Quicken loan the rate for $417k. I be -ZhangZhouDaTou- 给 ZhangZhouDaTou 发送悄悄话 ZhangZhouDaTou 的博客首页 (0 bytes) () 01/05/2012 postreply 21:44:43

Well, they won't and can't give you real rate and pricing -392- 给 392 发送悄悄话 392 的博客首页 (64 bytes) () 01/05/2012 postreply 21:53:13

回复:Well, they won't and can't give you real rate and pricing -ZhangZhouDaTou- 给 ZhangZhouDaTou 发送悄悄话 ZhangZhouDaTou 的博客首页 (21 bytes) () 01/05/2012 postreply 22:32:30

真是有钱人啊。刚借了50万,又借50万。 -sweetptt- 给 sweetptt 发送悄悄话 sweetptt 的博客首页 (0 bytes) () 01/05/2012 postreply 22:05:41

有钱人我就不借了,用现金多爽! -392- 给 392 发送悄悄话 392 的博客首页 (64 bytes) () 01/05/2012 postreply 22:41:46

how much is the closing cost? -hmo- 给 hmo 发送悄悄话 (0 bytes) () 01/06/2012 postreply 08:45:55

Zero cost, even appraisal fee will be refunded. -392- 给 392 发送悄悄话 392 的博客首页 (0 bytes) () 01/06/2012 postreply 09:08:29

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