If you put your money into taxable account,

as long as you keep your stock for more than 1 year ( long term investment), your tax rate for the capital gain is 15% ( if your highest income tax rate is >15%).

If you put your money into 401K, your income tax rate could be 25% (the highest part of your income.)

所有跟帖： 

• 这个25%怎么来的？ -880101- ♀ (305 bytes) () 06/14/2007 postreply 10:48:21

• Looks you don;t do your tax return.:). -A-mao- ♂ (255 bytes) () 06/14/2007 postreply 10:53:47

• 哦，忘了以前的假设。请问，25%按退休时年收入算吗？ -880101- ♀ (294 bytes) () 06/14/2007 postreply 11:09:21

• The money you take from your retirment accounts -A-mao- ♂ (484 bytes) () 06/14/2007 postreply 11:16:26

• ic，如果取的多就按高税率交401k。 -880101- ♀ (183 bytes) () 06/14/2007 postreply 11:24:05

• So there is a Roth IRA. -A-mao- ♂ (123 bytes) () 06/14/2007 postreply 11:26:45

• AGI是啥?看来我还有很多功课要做啊. -househouse- ♀ (0 bytes) () 06/14/2007 postreply 10:54:32

• 谢猫主席,BUT我用来做投资的那部分钱可是税后吧?以一年来算 -househouse- ♀ (72 bytes) () 06/14/2007 postreply 10:53:25

• This is so called Tax-plan. -A-mao- ♂ (305 bytes) () 06/14/2007 postreply 10:56:52

• 阿毛解释的非常正确！ -BayFamily- ♀ (0 bytes) () 06/14/2007 postreply 21:22:39