One way to reduce insurance premium is:

回答: insurance premium up 12%....jy1012011-10-25 16:13:57

Increase the deductble !

That make sense. Say if 10 years ago, standard deduction is $500. Now 10 years pass. Everything went up due to inflation. 10 years ago $500 money became $1,000 or $2,000, right?

If you still want to keep $500 deducatble, that's fine. But your insurance premium has to go up to compensate the inflation factor, right?

Or in another word, your today's $500 deductable is equivalent to 10 years' ago $200 deductable or less.

Do you agree?

 

 

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Not agree。 -texastrader- 给 texastrader 发送悄悄话 (304 bytes) () 10/25/2011 postreply 19:19:44

Agree your disagree. -re8888- 给 re8888 发送悄悄话 re8888 的博客首页 (28 bytes) () 10/25/2011 postreply 21:22:31

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