Our household's total annual realized (taxable) income is $131,000 (median, or 50th percentile), while our average income is $247,000.
* We have an average household net worth of $3.7 million. * On average, our total annual realized income is less than 7 percent of our wealth.
换一个角度, 一个自己开业的,有 $3.7m的净资产,只有$247K 的收入,比率是 7%, 一个W2$500K, 如果也是7%的话,意为有 $7m净资产, 是否有点高?
以前讲过,自己开业的税务好处, 一是部分收入和开销的处理, 二是可以放许多收入在退休帐户里.