him as my loan agent. I was told this 1% rebate is norm on bay area, if you do not know, then you better shut up.
He did not drive me around to look for houses, I told him from beginning that I am only interested in my local area, which only consists of three streets. He also did not give me any heads up on new listings, I find out new listing earlier than him. We totally looked at about 5 houses. Bid for one, lost, and then bid again, closed. I have been monitoring these 3 streets since the financial crisis. I knew that my time has come. I always tried to think from his angle to make him happy, otherwise I have friends' referral on loan agents. I was trying to go with him as long term partner as I may diversify from my stocks to housing. But now, I have my doubt. I am doing refi now, my refi agent looks pretty decent, maybe she will be my partner if I choose to go with landloarding. She is also an agent.