Expense Ratio 0.81% is the managing fee.

There is no short redemption fee for the FFTHX, I just checked,though it said may charge. You better call them to confirm. Generally, in the "Fee and feature" section, it should list if there is a short-term redemption fee.

No comment on the short-term prediction. It is hard to predict the market. 

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Got it. Thank you for your double check.currently I didn't know -pinklemontea- 给 pinklemontea 发送悄悄话 (175 bytes) () 05/04/2011 postreply 21:53:46

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