Haha, difficult.

Short-term bond or even CD? As long as you wait until it maturates, you know your money is there, and the interest is yours, too. However, I don't think you can make much interest any way.

There is nothing without risk in the investment world. I would choose fidelity's cash reserve ( cash in fidelity is automatically in cash reserve, any way)since I could use it any time to put into the market.  See, it you believe the market is going down for a while, you can take money out every once it drops 5%. :).

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是这样,那我就用你说的分批买进的办法。谢谢阿毛! -野百合- 给 野百合 发送悄悄话 (0 bytes) () 05/04/2011 postreply 10:20:07

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