You ar e lucky to catch me.

I just delayed my 1:30 appointment to 2:30. :).

For Freedom fund 203, I have to know your age. If you are 40-50, and 20 year away from retirement, you may consider it. This type of fund basically is prepared for people who are retiring around 2030, and have no intention to take care of investment, such as balance their portfolio.

However, it you take a look how it works, you would find out it is so easy if you want to do it by yourself. The fund use bond/stock index funds to achieve the balance. for certain age, there is a certain ratio between different investments. And the fund charge you higher fee than a index fund. 

So my suggestion is very simple--if you don't want to learn, and have no time to manage your portfolio, go the freedom fund. For 20 year horizental, it should be ok. 

 

 

 

 

 

所有跟帖： 

• Yes,I am really lucky to catch you. -pinklemontea- ♀ (627 bytes) () 04/15/2011 postreply 11:44:29

• 有没有带儿子去海边钓鱼,钓螃蟹? -pinklemontea- ♀ (682 bytes) () 04/15/2011 postreply 11:55:24

• haha, 花花来给你推荐个 -比花花还花- ♂ (271 bytes) () 04/15/2011 postreply 21:34:00

• 花花I appreciate your推荐 and tell me the reason that I need -pinklemontea- ♀ (0 bytes) () 04/16/2011 postreply 05:56:05

• 没呢，我这里离海太远呀。再等一个月，可以钓鱼了。 -Morning3evening4- ♂ (818 bytes) () 04/16/2011 postreply 08:08:21

• 多谢指点! 我这就去研究!我就想借着这个开始 -pinklemontea- ♀ (169 bytes) () 04/16/2011 postreply 09:11:31