one person:
401k 1.65w employee contribution +1.45w from employer (match+ guarenteed)
the other person(work in university):
403b 1.65w;
457 1.65w,
pension: 1.5w contribution + match.
total 7.9w.
392:you feel unfair? just let you feel better: for the person who works in university as an associate professor, the salary in 2010 was less than 2002 salary (rookie at that time). this is ridiculous to us as well. Now giving up the tenure is already discussed seriously on the table, although not easy decision.