JY101 brother and other masters, I have a question on life insur

来源: vikings 于 2011-01-02 12:32:09 [] [旧帖] [给我悄悄话] 阅读数 : (607 bytes)

Happy new year!

When you select your life insurance, did you select the highest category of overall rating or the medium level(AA- to A rating)? I mainly concern that if their reinsurance is adequate. How to check if are properly re-insuranced?

Saw great posts from many wonderfulinvestment summary, mine is too shaby to share. I am adding life insurance to cover unexpected, it's long -due.

Besides, I learned that term insurance is enough and for average family no need to buy whole or universal life insurance. Do you agree? if not what's your reasons?

Many thanks!

所有跟帖： 

• haha, my life as an insurance agent.... -jy101- ♂ 给 jy101 发送悄悄话 jy101 的博客首页 (10461 bytes) () 01/02/2011 postreply 12:44:06

• never read enough this post :-) -vikings- ♂ 给 vikings 发送悄悄话 (483 bytes) () 01/02/2011 postreply 13:03:06

• life insurance is not a good investment vehicle.... -jy101- ♂ 给 jy101 发送悄悄话 jy101 的博客首页 (461 bytes) () 01/02/2011 postreply 13:42:59

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